Financial Advice:

How can a Financial Adviser Help you:

The purchase of a property can be your biggest lifetime expenditure, so it's important to make it 'work for you'.

A Mortgage Adviser can provide a wide range of loan options for people buying a new home, buying a second home or investment property, buying land, building a home or refinancing and best of all, the service to you is free of cost and/or obligation.

So why use a Financial Adviser? 
  • They specialise in home mortgage finance and tailor mortgages to meet your needs

  • They have access to the majority of major lenders and know the market and pride themselves on service that is fast, independent and competitive – saving home buyers time, effort and stress

  • They can visit you at your home or office and provide you with informed advice about the most relevant finance products in terms of suitability to meet your needs e.g. generous loan limits and flexibility

  • Their service is free!

What financial advice are you getting?

Are you actually getting the best advice from the bank even though your already have pre-approval form them? We highly recommend you speaking with a mortgage adviser before taking out a mortgage.  A small change in interest rates can make a massive difference to your fortnightly payments. At Harcourts Johnsonville we have an in-house financial adviser who has helped many of our clients by saving them a huge amount of money through superior knowledge of bank criteria, lowest interest rates, and ability to obtain fast approvals. They are often able to help clients get better deals from their own banks even when they are already pre-approved! They know who to talk to, which bank is providing the best deal right now and can often help you obtain pre-approval within 48 hours, even when another bank has said no!  There is no obligation and the best part is - their service is free!

Success Story:

16 April 2013
Last week I was asked to see a potential client by one of my introducers who was looking to purchase a residential investment property at auction. After spending quality time with the client I gained a very good understanding of not only  their current requirements but also how their existing funding was structured and that they also operated a successful retail business (cafe). Their current business / funding was being managed within the retail side of one of the main banks and they thought they had a good relationship with their banker.
After reviewing the information I obtained from the client and their accountant I have managed to achieve a number of things for these clients:

  1. Funding approved for their new investment property with good interest rate discounts, no application fee and a very good ($1,500) contribution towards their legal / professional fees.

  2. Transfer of the entire banking relationship to the banks business department which will provide the expertise necessary for this complex relationship.

  3. A rate reduction for their existing term loans on which they were paying market rates.

So, by these clients being introduced to me they not only had their current requirement sorted out they have also had a complete review of their banking situation completed and this improved upon.

Contact Us Below & We Will Be In Touch With Our In House Financial Adviser

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Buying your first home, upgrading to another or downgrading to something smaller,we will be with you all the way, answering your questions and giving you the information you need.